March 3rd, 2006 at 11:44 am
HT: Lew Rockwell
The Providence Journal has a story of a schoolteacher and wife who retired to Rhode Island. They paid down some credit card debt, but the payment was held up by Homeland Security.
They were told, as they moved up the managerial ladder at the call center, that the amount they had sent in was much larger than their normal monthly payment. And if the increase hits a certain percentage higher than that normal payment, Homeland Security has to be notified. And the money doesn’t move until the threat alert is lifted.Walter called television stations, the American Civil Liberties Union and me. And he went on the Internet to see what he could learn. He learned about changes in something called the Bank Privacy Act.
“The more I’m on, the scarier it gets,” he said. “It’s scary how easily someone in Homeland Security can get permission to spy.”
Eventually, his and his wife’s money was freed up. The Soehnges were apparently found not to be promoting global terrorism under the guise of paying a credit-card bill. They never did learn how a large credit card payment can pose a security threat.
Don’t pay down your debt. It’s un-American.

March 3rd, 2006 at 1:56 pm
“Walter Soehnge is a retired Texas schoolteacher who traveled north with his wife, Deana, saw summer change to fall in Rhode Island and decided this was a place to stay for a while.”
Well, that certainly would raise suspicions - A Texan who wanted to stay in Rhode Island for a while!
March 3rd, 2006 at 1:59 pm
Right. If they deserved a visit from a government agency, it should have been NIMH, not DHS.
March 3rd, 2006 at 2:38 pm
I’m sure you’ve heard that earlier this year, most credit card companies raised the minimum payments that they were requiring their clients to make every month, sometimes by more than $100. They did this because they were literally holding people in irreconcilable debt that could never be paid off within their lifetimes. So now, I wonder if people were to all of a sudden not only pay the new higher minimums, but pay $100-200 more than the new minimums, would Homeland Security be allerted then? “Hey, you told me to pay more, so I did. Blame yourself.”
Although, if it means being more American, I’d love to hold onto the money I’d otherwise pay to the credit card companies. But I suppose they wouldn’t like that too much, either. :p